Rick Hester

WELCOME TO FALL WITH ALL THE BEAUTIFUL COLORS IN NORTHEAST ALABAMA. ENJOY!

Rick Hester State Farm Agency was established in 1972. We are in the heart of Downtown Gadsden halfway between Broad Street and Riverview Regional Medical Center on the corner of Bay and South 3rd Streets. We have a huge parking lot off Bay that makes doing business with us so convenient. Rick has lived within a 60 mile radius of his office all his life except while serving in the United States Army. Our office is experienced in relocating you to our beautiful area of mountains, rivers and lakes. Our team of professionals (Rick, Carol, Tami Wise-Bjornson, Ashley Tidwell and Donna St John) pride themselves in taking care of the needs of our customers. We service all of Alabama. Call us today for a FREE quote on auto insurance, home insurance, renters insurance, life insurance. We also offer insurance for your boat, motorcycle, travel trailer and pet insurance! We help you custom fit your needs to your coverages.

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting a car insurance quote is easier than you might think. You can start online, give our office a call, or stop by to talk through your options. We'll help walk you through coverage choices and help you find something that fits your needs. Rick works with Gadsden residents to find coverage that fits.

Q: How soon can I get insured for my car?

A: In many cases, coverage can start the same day you decide to move forward. We can help you get set up quickly so you're covered and ready to go. Connect with Rick for insurance guidance in Gadsden.

Q: What are the insurance requirements on a leased car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. In Gadsden, you can count on Rick for personalized service.

Q: What should I know about life insurance?

A: Life insurance is a way to help take care of the people you love financially. It can provide support to your beneficiaries to help cover things like everyday expenses, debts, or future needs, depending on the coverage you choose. Rick, your local State Farm agent in Gadsden, AL, is here to help.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your belongings, and your financial well-being. It may cover the structure of your home, your personal property, and provide liability protection, along with help for additional living expenses in certain situations. Rick is here to help your Gadsden household feel covered.

Q: How would you explain renters insurance?

A: Renters insurance is a policy designed to help protect your personal belongings and provide liability coverage while you're renting a home or apartment. It focuses on your possessions and potential risks, rather than the building itself, which is typically covered by your landlord's policy. Looking for coverage? Talk with Rick about your options in Gadsden.